credit rating

from The American Heritage® Dictionary of the English Language, 5th Edition.

• noun An estimate of the amount of credit that can be extended to a company or person without undue risk.

from Wiktionary, Creative Commons Attribution/Share-Alike License.

• noun finance An estimate, based on a company or person's history of borrowing and repayment and/or available financial resources, that is used by creditors to determine the maximum amount of credit it can extend to a without undue risk.

from WordNet 3.0 Copyright 2006 by Princeton University. All rights reserved.

• noun an estimate, based on previous dealings, of a person's or an organization's ability to fulfill their financial commitments